What you need to know:
Many new parents are surprised by how expensive a baby can be. But if you plan ahead, these new costs will be easier to manage.
What you can do:Six things to consider:
Take a look at your budget. How will having a baby affect your income and expenses?
Check the leave policy where you work. How much maternity leave do you get?
Check your health insurance. Does it cover medical care for you during pregnancy and for your newborn baby?
Make saving a habit.
Review or purchase long-term disability and life insurance coverage.
Check out special benefits that you may qualify for such as Medicaid and the WIC program.